Provo Beehive has teamed with credit union organization ATIRAcredit in order to offer a card that comes with the high quality service, and competitive rates and fees you’ve come to expect from your local Provo Beehive banking experience.

The benefits we offer to our Provo members include 24/7 card service through ATIRAcredit. All you have to do is call 1-888-4-ATIRA-1 (1-888-428-4721) at any time.

We also offer rewards points with every purchase you make with your Beehive Platinum Rewards Mastercard. Points can be redeemed anytime for cash, gift cards, merchandise or travel. You have the freedom to choose! You can even track and manage your points online.

In addition to these terrific benefits, we provide the card service with no annual fee, and no balance transfer fee!

We provide extremely competitive interest rates and zero-liability fraud protection. You will also get up to $250,000 in travel insurance when you use your Provo Beehive ATIRAcredit Platinum Mastercard. You’ll also enjoy Price Protection Coverage and Purchase Assurance Coverage.

What are you waiting for? Come on down to your local Provo Beehive Credit Union and apply for your ATIRAcredit Platinum Rewards Mastercard today!

You will be entered to win a Nintendo Wii just by letting us review your current loans and see if we can do better! Most types of credit will qualify, including Utah auto loans, HELOCs, and credit cards.

If you are carrying balances on credit cards with other banks such as Citigroup, Chase and CapitalOne, you might want to read the fine print on your latest statement. Many card issuers have recently raised their rates with impunity–even for customers with good credit history.

If you are being gouged, let Provo Beehive Credit Union offer you a low interest rate on financing to pay off your current balance. Unlike some financial institutions, we do not employ the deceptive lending practices that are causing an outrage among Utah borrowers.

You can find Provo Beehive Credit Union at 109 W. 920 S. in Provo. Give us a call at 801-484-8811 if you have any questions about lowering your credit card interest.

We have been helping Spanish Fork and American Fork families beat their credit card rates since 1954.

Year end festivities often strain tight budgets. At Provo Beehive Credit Union, we help ease the pain for Orem loan customers with our popular year end promotion. The Provo Beehive Credit Union Holiday Charity Skip-a-Payment program allows members to skip a monthly loan payment in November, December or January.

The fee for this service is $35, a portion of which is donated to charitable organizations. See our Skip a Payment Website for all the details.

Provo Beehive Credit Union is located at 109 W. 920 S. in Provo. Our phone number is 801-484-8811. We have been serving Spanish Fork and American Fork families since 1954.

FinanceWorks connects to over 5,000 financial institutions and creditors, in and out of Utah. American Fork and Springville credit union account holders who use FinanceWorks can see all of their accounts including checking, savings, Money Market, credit card, IRAs, and HELOCs.

In addition to all the existing Provo Beehive Credit Union internet banking tools such as online bill pay, online loan approval, check ordering, funds transfers, e-statements and direct deposit, FinanceWorks allows Provo members to budget and monitor their spending more effectively.

Provo Beehive Credit Union FinanceWorks is your secret weapon for conquering your money management problems.

On another note: our recently-introduced Second Chance Checking is becoming very popular in Spanish Fork and American Fork. If you have had prior financial hardship and are unable to qualify for one of Provo Beehive Credit Union’s traditional checking accounts, see http://www.beehivecredit.com/contact_locations.shtml or call 801-484-8811 for info on Provo Beehive Credit Union’s Second Chance Checking. We want to help you get back on track.

Beehive’s Second Chance Checking was introduced recently and is now helping many Orem credit union account holders. Second Chance Checking is for Provo Beehive Credit Union members who are recovering from financial hardship that resulted in credit problems. Whether it was a job layoff, crushing medical bills or a failed business that created the unfortunate situation, Provo Beehive Credit Union wants to help affected Spanish Fork credit union members return to credit worthiness. See URL for more information.

Provo Beehive Credit Union has also recently added FinanceWorks to Beehive Online Banking. FinanceWorks is unlike any other money management system. It is powered by Quicken, the best-selling and most trusted leader in the financial software industry. With Provo Beehive Credit Union FinanceWorks, you can manage all of your accounts, including those at other financial institutions! FinanceWorks has dozens of revolutionary features that work in combination to provide the most powerful personal and business financial management tool ever created. You can take a tour of FinanceWorks at http://www.beehivecredit.com/financeworks/.

If you have not yet signed up for Provo Beehive Credit Union Online Banking, now is the time. Don’t worry if you are not computer savvy, Provo Beehive Credit Union Online Banking was designed for novices. To talk to a trustworthy account specialist at your Provo branch, call 801-484-8811. We are eager to walk you through it. We don’t know of any Online Banking user who ever went back to their old way of banking.

Visit http://www.beehivecredit.com/contact_locations.shtml regularly to keep apprised of current promotions, fraud alerts and the latest interest rates. There are always good things happening at Provo Beehive Credit Union!

Provo BCU can help you out with all your gift buying. Our Prepaid Visa cards can be loaded with any amount up to $2000 and are accepted at any store that takes Visa, whether in or out of the Orem area. The cards can also be registered to the recipient so he or she can use them for online purchases.

If you keep several Provo Beehive Credit Union Prepaid Visa cards on hand, you will always be prepared for those special occasions.

A Prepaid Visa card is also great for a child who is heading off to college. Instead of giving your son or daughter a conventional credit card that has a fixed credit limit, you can provide a Prepaid Visa card. Then you can reload the card as needed during the school year-either online or at your Provo Beehive branch.

Provo Beehive Credit Union Prepaid Visa Cards make gift shopping quick and easy!

The IRS Tax Website outlines the qualifications:

• Applies only to homes used as a taxpayer’s principal residence.
• Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
• Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

Now is the best time to buy your first Orem home. Utah homes prices have not risen significantly in the past few months and there are still many affordable Spanish Fork and American Fork homes for sale.

Do you need another reason? Here it is; Provo Beehive Credit Union mortgage interest rates are still at historic lows! Call a trustworthy Provo Beehive Credit Union loan specialist at 801-484-8811 or use our Online Loan Calculator. You may discover that your monthly mortgage payment will end up being lower than your current rent.

Provo Beehive Credit Union offers the full range of Utah mortgage loans; fixed-rate, adjustable-rate, balloon, interest-only and reverse mortgages. At Provo Beehive Credit Union, first time Springville homebuyers experience a quick and hassle free application process. That is only one of the ways the friendly loan specialists at Provo Beehive Credit Union guide first time buyers every step of the way.

At Provo Beehive Credit Union, we help Provo first-time home buyers understand the different types of mortgages and guide them in their choice. Buying a home is a significant financial commitment, we don’t want you to go it alone. The trustworthy mortgage loan specialists at Provo Beehive Credit Union are dedicated to making sure Orem home buyers get the right loan for their situation.

Provo Beehive Credit Union provides all types of American Fork real estate funding: construction financing, new home loans, lot loans, FHA, VA and ARMs.

If you are interested in refinancing your current Provo mortgage, take the Mortgage Makeover. This is a handy tool that helps you answer the following questions:

• Do I understand my current mortgage?
• Am I increasing my equity in my home each month?
• Am I making progress toward reducing my debt?
• Would refinancing put more money into my pocket each month?
• Are my payments affordable?
• Will refinancing reduce the overall interest I will pay?

At Provo Beehive Credit Union, we know mortgage loans. Call 801-484-8811 today and ask us about the first-time home buyer tax credit.

Provo Beehive Credit Union provides comprehensive business banking services for many Orem businesses in a broad range of industries. Everything from business loans to business checking.

Provo Beehive Credit Union business checking accounts have no setup costs or monthly maintenance fees. A FREE Visa debit card is included as part of the business checking package. The card can be used around the country at CO-OP ATMs without incurring a transaction fee. FREE Direct Deposit service and Phone-24 access are also useful tools for business owners.

We also provide electronic Cash Management services designed specifically for business financial management. Payroll services, controlled account access and Quickbooks compatibility are just a few of the features.

Provo Beehive Credit Union has provided financing for many Provo small business owners through signature and auto loans, too. Members have used these loans to expand operations, purchase business vehicles, and invest in inventory. Call a Provo loan specialist at 801-484-8811 to discuss any business financing needs you may have.

Partnering with Provo Beehive Credit Union is a smart decision for Provo business owners!

You can choose Cash, Movie Tickets or an iTunes Gift Card. It doesn’t cost you anything to refer a friend, and this offer won’t last forever, so why not do it today?

You also receive rewards when you use your Beehive Platinum Rewards MasterCard at any merchant in or around the Spanish Fork or American Fork area. If you need to refresh your memory about the specifics, see http://www.beehivecredit.com.

If you are planning to reward yourself with a new ride, apply for a Provo Beehive Credit Union auto loan. Beehive auto loans reward you with great low rate!

Great news for Orem residents with past credit problems: There is a new type of checking account available at Provo Beehive Credit Union. Second Chance checking can help those who need to rebuild their credit. Call us at 801-484-8811 or visit our banking website to apply.

The rewards keep on coming at Provo Beehive Credit Union!